Are Reinstatement Fees Keeping You From A Valid Driver's License?

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Ohio Bureau of Motor Vehicles (BMV) Reinstatement Fees Are these reinstatement fees preventing you from obtaining a valid driver’s license?  If so, one way to address this issue is to file bankruptcy. A driver’s license suspension can happen for a number of different reasons.  (getting a DUI/OVI, having multiple traffic violations or speeding tickets, or owing a…

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Make the Most of Your Free Bankruptcy Consultation

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The following items will help me get to know you so that I can analyze your bankruptcy case as quickly as possible.  This, in turn, will provide more to answer your specific questions during the free consultation.  The items requested are not meant to overwhelm you and should not stop you from seeking legal advice.  If you…

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Keeping Your Tax Refund When Filing Bankruptcy

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Benjamin Franklin is attributed with the saying that nothing is certain except death and taxes.  And while little can be done about the certainty of death, I can help you maximize the money that stays in your pocket by utilizing your tax refund exemptions when you file for bankruptcy. On the date you file for bankruptcy,…

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Rebuilding Credit After Bankruptcy

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 One of the reasons you might file bankruptcy is to get out from underneath the daunting debt that has piled up over time.  But how do you build your credit back up after your bankruptcy case is discharged?  Many individuals will want to purchase a home or motor vehicle in the future and it is…

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Even the Debt Collectors Have Rules to Play By

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 At the end of a long work day, and after you have put the kids to bed, cleaned dishes, all you want to do is relax. Then the phone rings…and rings…and rings. You recognize the number as a collection agency calling about your delinquent credit card bill. What are debt collectors allowed to do and what is off…

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Debunking Commonly Asked Bankruptcy Myths

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When you are considering filing bankruptcy you will hear all kinds of bankruptcy myths – information which is half-true, misleading or outright false. Bankruptcy tales vary and grow with lore each time they are told. Here are some of the most common myths that I have heard: I will lose everything that I own if I…

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What Happens When You Inherit Property While in Bankruptcy?

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When you file for bankruptcy protection everything that you own becomes property of your bankruptcy estate.  But what happens to property you acquire after you file bankruptcy?  Typically, after acquired property is of no concern; however, if you inherit property after your case is filed timing becomes important. 11 U.S.C. § 541 puts forth a complete…

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