bankruptcy court

Ohio is split into two federal court districts: the Northern district and Southern district.  Within each district there are multiple Bankruptcy Courts.  There might be a clear distinction as to what district you file your case in.  Example: if you live in Cincinnati you file in the Southern District.  However, what specific court within the…

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A Requirement of Filing: Credit Counseling Class In 2005 Congress adopted new bankruptcy laws known as the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), one of the requirements of this new law included at requirement for debtors to obtain credit counseling from a government approved organization within 180 days before filing for bankruptcy…

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  The Creatures of the Court and Tales of Discharge –  Bankruptcy Myths Debunked No area of law is more fraught with myths than bankruptcy law.  When you are considering filing you will hear all kinds of information which is half-true, misleading or outright false.  Like a mythical mermaid which some say lure a sailor to…

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Got a bankruptcy question?  – I got answers! What is bankruptcy? Bankruptcy is a federal law designed to provide a fresh start to debtors.  A fresh start including freedom from harassing creditor phone calls, lawsuits, repossessions and garnishments. It is a privilege granted to you under the United States Constitution. It is a very powerful law because…

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In every bankruptcy, the debtor is required to visit the bankruptcy court  for the 341 Creditors Meeting.  The “meeting” is a hearing conducted by the bankruptcy trustee so they may ask  the debtor questions about their financial condition. It is called the 341 Meeting of Creditors because the debtor’s creditors may also appear and question the…

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To insure a successful bankruptcy, concluding in the discharge of your debts – follow these 10 Commandments: 1.  Thou shalt not keep information from your attorney. Effective representation requires all information be provided.  Information requested is required by the bankruptcy court; if not provided – cannot file. 2.  Thou shalt not hide assets. The court…

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