Medical Bills: Discharging Medical Debt

When medical bills make you sick, file for bankruptcy! With many Americans out of work, and therefore without health insurance, medical debt can put many families in a financial bind that is impossible to get out of.  A 2009 study by Harvard researchers found that 62% of all personal bankruptcy filed was because of financial hardship…

Read More

5 Things Debt Collectors are Prohibited from Doing

Bad Debt Collectors!  Even debt collectors have to play by the rules. It’s the end of the day – you just finished putting the kids to bed, cleaned the dishes, folded a load of laundry and all you want to do is relax.  Then the phone rings…. and rings….. and rings again.  You know the number…

Read More

10 Bankruptcy Commandments: Difference Between Discharge Success & Failure

To insure a successful bankruptcy, concluding in the discharge of your debts – follow these 10 Commandments: 1.  Thou shalt not keep information from your attorney. Effective representation requires all information be provided.  Information requested is required by the bankruptcy court; if not provided – cannot file. 2.  Thou shalt not hide assets. The court…

Read More