What To Do When A Lawsuit Is Filed Against You

By David Smith | June 17, 2015

If you receive paperwork from a court – don’t ignore it! When a lawsuit is filed and served upon the debtor the clock starts ticking on when you must act. In Ohio once a complaint is served the answering party has twenty eight (28) days to appear and defend yourself. If the 28th day happens…

The Collection of Credit Card Debt…And Bankruptcy

By David Smith | June 8, 2015

When dealing with Credit Card Debt a common question is “how long does the credit card company have to collect on the money that I owe?” The short answer is that the statute of limitations in Ohio for a written contract is eight (8) years. Ohio Revised Code § 2305.06 ‘Contract In Writing’ This means…