How to Eliminate Ohio BMV Reinstatement Fees
Are Ohio BMV reinstatement fees preventing you from obtaining a valid driver’s license? If so, one way to address this issue is to file bankruptcy.
Your driver’s license can be suspended for a number of different reasons: (1) getting a DUI/OVI, (2) failure to appear in court or pay fees, (3) getting multiple traffic violations or speeding tickets, (4) accumulating too many driving record points, (5) failing to pay child support, or (6) owing a debt that resulted from an automobile accident – just to name a few. The fees that are incurred and assessed as a result of a suspension must be paid in full before you can get your license back.
When dealing with an outstanding debt that resulted from an automobile accident the license suspension will not be lifted until this debt is paid in full or until you enter into a payment arrangement with the creditor and provide the BMV with proof to the BMV of the agreement. Because of the suspended license, the person owing the debt has a tougher time paying the debt off because they do not have the same flexibility to maintain or find work with the loss of their ability to drive. Often times judgments against a driver can be tens of thousands of dollars, and one wonders if they will ever have a valid driver’s license again. Thankfully, bankruptcy can provide immediate relief for a driver facing this situation.
Ohio BMV reinstatement fees are specifically addressed in Ohio Revised Code § 4510.10(H) which states “reinstatement fees are debts that may be discharged in bankruptcy.” Bankruptcy offers an excellent alternative to people who need to reinstate their driver’s license but cannot afford to pay a judgment, court fines, or their Ohio BMV reinstatement fees. Once you file your bankruptcy case you simply submit a copy of your bankruptcy petition to the BMV. The BMV will review the documentation and remove the reinstatement fees from your record.
One exception to keep in mind is that “any debt” arising from the death or personal injury caused by the debtor while unlawfully operating a motor vehicle while intoxicated is not a dischargeable debt.